Also in Personal Banking:
In line with CBA's Mission of enhancing our customer's wealth and fulfillment of life, Personal Banking aims to understand your customers' needs and provide products and services to assist you to create and manage your wealth. All diaspora Kenyan customers are assigned a Personal Banking Relationship Manager who maintains contact with you to ensure that your day to day financial management needs are met wherever you may be in the world.
CBA has rolled out the Diaspora Club banking service designed for you, a Kenyan living, working or studying abroad! We recognize that, you are special with unique financial needs that include banking in multiple currencies and having the desire to invest and create a financial base back home through convenient and reputable channels. By virtue of being abroad, we acknowledge that you require tailor made banking facilities, designed around your unique needs, delivered effortlessly with service above the ordinary. We consider you as a special diaspora customer and invite you to join the Diaspora Club and enjoy diaspora banking services like no other.
We at CBA have revamped our Diaspora Banking taking into consideration your preferences as our customer. CBA has a proud heritage and history as a refined financial services company, and now we are proud to present Diaspora Banking that is aligned to our customers developing lifestyles.
At CBA, we take a global view of your banking needs. So if you want non-resident bank account services, we offer accounts that are designed to operate internationally while servicing your day-to-day banking needs.
I would like to guarantee you that, our bank will serve your needs wherever you are in the world. We have designed a full range of products and services that you expect from a world-class bank. We are committed to providing you with avenues for making safe and profitable investments back home in line with our mission to "enhance wealth and fulfillment of life" for our customers.
We provide Savings, Current, Deposit and Investments Accounts that offer the flexibility of making deposits in a currency of your choice. You will be able to manage your transaction or investment accounts from anywhere in the world through seamless remittance solutions and electronic channels.
CBA's Diaspora loan products, will in addition, provide great opportunities for you to realize your plans of living your ideal lifestyle. These are augmented insurance solutions that will leave you knowing everything is taken care of in any eventuality.
At CBA we believe our Diaspora banking offering will make your life abroad a highway of convenience.
We have an excellent and dedicated Account Relationship Manager who will be happy to work with you and for you to ensure that your day-to-day financial banking needs are met.
No matter where you are in the world, rest assured that everything is taken care of.
Yours sincerely
Jeremy Ngunze
Chief Executive Officer Kenya
We have a wide range of Diaspora products that will fit your needs as a Non-resident and ensure you invest securely back home.
- Fund Transfer
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International TransfersRead More
International Transfers
We now have various options of how you get to transfer money into your CBA account from anywhere in the world.
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RTGSRead More
RTGS
RTGS stands for Real Time Gross Settlement. It is an automated payment system used to transfer money between local banks in Kenya. This transfer goes through on the same day subject to a cut off time of 2PM Kenyan Time.
Access the RTGS money transfer channel online, on our internet banking service.
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EFTRead More
EFT
EFT stands for Electronic Funds Transfer. It is an automated payment system used to transfer money between local banks in Kenya. This transfer goes through in 48hrs subject to a cut of time of 2PM Kenyan Time.
Access the EFT money transfer channel online, on our internet banking service.
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M-PesaRead More
M-Pesa
M-Pesa is a mobile payment solution offered by Safaricom. This facility allows you to transfer funds from your MPESA mobile account directly to your CBA account. To transfer funds, ensure you have a registered Safaricom SIM card and follow the simple steps below:
- Go to your Mpesa menu on your phone and select ‘Lipa na Mpesa’. Select ‘Paybill’
- Under business number, enter 880100 (The CBA Business Number). Press OK.
- Under account number, enter your
- CBA Corresponding BanksRead More
- Diaspora Banking
- Kenya Diaspora Policy June 2014 versionRead More
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Diaspora AccountRead More
Diaspora Account
The CBA diaspora account is a ledger free-interest bearing current account that serves as a transactional, savings and investment account. It is made for your convenience to serve your periodic needs back home, such as paying bills, receiving your savings towards investments and other needs as well as servicing your borrowings. It is available in all major currencies i.e. KSH, USD, EUR, GBP, and ZAR.
Benefits:
- Online account opening
- No Monthly Ledger fees
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Visa International Debit CardRead More
Visa International Debit Card
Our Debit Card is not just an ATM card. It is also the key to your current account(s), anytime, anywhere. You can also use it to pay for goods and service at any Visa merchant worldwide, making your everyday spending simple and convenient.
Benefits:
- Issuance of the CBA Visa Debit Card is free
- Access to your funds from over 1 million VISA branded ATMs and over 24 million Visa merchants worldwide
- Instant access to your account.
- You only spend
- Diaspora Borrowing
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Home Purchase loanRead More
Home Purchase loan
If you have decided that it’s time to own a home, then CBA’S Home Loan will put the key into your hands-sooner than you think, with minimum fuss. You can Buy a home, Refinance your existing Mortgage or Move your existing mortgage balance to CBA all at competitive interest rates and on reducing balance
Benefits:
- Borrow in KES, USD, EURO, GBP
- Your income/salary currency should match the respective borrowing currency
- Financing up to 90% of Property
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Home Equity loanRead More
Home Equity loan
Already a home owner? Unlock the borrowing power of your home and access funds to pay for your children’s education, a vacation, or home improvements.
Benefits:
- Borrow in KES, USD, EURO, GBP
- Your income/salary currency should match the respective borrowing currency
- Financing up to 90% of Property value for KShs. mortgages
- Financing up to 80% of Property value for foreign currency mortgages
- Competitive interest rates on reducing
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Construction loanRead More
Construction loan
Building a custom home means creating a home which matches your life style. Access our construction financing facility and bring your dream home to reality.
Benefits:
- For construction of single residential units.
- Facility will be availed in Kenya Shillings. Foreign currency earnings will be considered for qualification purposes.
- Financing up to 80% of priced bill of quantities. Bill of quantities will to be vetted by a CBA approved Quantity Surveyor
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Plot Purchase LoanRead More
Plot Purchase Loan
A plot purchase is the first step to building your dream home. Access our Plot purchase loan and start your journey to your dream home.
Benefits:
- Facility will be availed in Kenya Shillings. Foreign currency earnings will be considered for qualification purposes.
- Finance available up to 50% of Property value or Selling Price whichever is lower
- Competitive interest rates on reducing balance
- Loan tenure of up to 5Years for KShs.
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Mortgage transferRead More
Mortgage transfer
Transfer your existing mortgage to CBA and access foreign currency loans in USD, GBP and EURO.
Benefits:
- Transfer and service your mortgage in KShs, USD, EURO, GBP
- Your income/salary currency should match the respective borrowing currency
- Loan tenure of up to 25Years for KShs. Mortgages and 10 years for Foreign currency mortgages, subject to retirement age
- Arranged legal and valuation services (fees applicable)
- Locations financed
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Personal Secured LoanRead More
Personal Secured Loan
When finances are putting a tight leash on your plans, CBA secured personal loans are just what you need. Our personal loans are just what you need. Whether you want to buy something or need a little help with paying your bills – we give you access to the funds you want. And you decide what to do with the money you get! The following items are acceptable as security;
- Cash Deposits (KSH, USD, EURO, GBP)
- Treasury bills & bonds
- Money Market funds
- Diaspora Banking Channels
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Internet BankingRead More
Internet Banking
Bank anytime, anywhere by accessing CBA’s comprehensive range of internet online, mobile, ATM and self-service banking options. Enjoy the following services:
- View account balances, details, transaction history, loan details, deposit details
- Transfer money between your own CBA accounts, other CBA accounts, other local banks, and International bank accounts
- View mini-statements, Download statements in pdf, csv and xml formats, print statements and
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Mobile BankingRead More
Mobile Banking
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Branch BankingRead More
Branch Banking
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Email banking with Deed of Indemnity (DOI)Read More
Email banking with Deed of Indemnity (DOI)
We aim to give you the best turnaround time on transactions relating to your account by receiving your signed instructions scanned and email to us. You will be required to register an Indemnity form to enable us to accept applications or instructions made to us via Email.
How to Apply for your Deed of Indemnity
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Visa International Debit CardRead More
Visa International Debit Card
Our Debit Card is not just an ATM card. It is also the key to your current account(s), anytime, anywhere. You can also use it to pay for goods and service at any Visa merchant worldwide, making your everyday spending simple and convenient.
Benefits:
- Issuance of the CBA Visa Debit Card is free
- Access to your funds from over 1 million VISA branded ATMs and over 24 million Visa merchants worldwide
- Instant access to your account.
- You only spend
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Contact CentreRead More
Contact Centre
CBA offers 24/7 customer service via our Contact Centre. Our team will interact with you on internet banking services, and other account and products enquiries.
You are welcome to contact our Contact Centre on the diaspora@cbagroup.com or
+254 20 288 4444; +254 711 056 444; +254 732 156 444
- Private Banking LoungeRead More
- Investments
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CDS accountRead More
CDS account
Investing and trading in the Nairobi Stock Exchange (NSE) is made easier with CBA’s Investment arm, CBA Capital Limited.
CDS stands for the Central Depository System. A CDS account is therefore an electronic account that holds your shares and bonds, and manages the process of transferring shares traded at the Stock Exchange.
Benefits
- Purchase and sell shares and securities through CBA
- Access advisory services and recommended
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Fixed depositRead More
Fixed deposit
Our CBA Deposit Accounts are designed to offer maximum return on investment. They offer flexible investment periods with interest that is paid upon maturity or at predetermined times of the year. We give you the choice of investing in both local and designated foreign currencies.
The Call Deposit Account is ideal for the saver who wants to earn high interest over a short term and still have funds to use as needed.
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Unit TrustRead More
Unit Trust
This is a retail investment solution in the form of CBA Equity Fund and CBA Money Fund. Minimum of initial and top up amount KES 5,000.
We offer solutions for our customers who are seeking investment options beyond the normal placement of deposits at a bank. If you are considering investing in this way our Money Market Fund and or Equity Fund investment options can be tailored to meet your needs.
A Unit Trust is an excellent way to accumulate wealth. It is a pool of savings
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Money Market FundRead More
Money Market Fund
Our Money Market Fund invests in high quality interest bearing investments, fixed deposits, and near cash holdings in the Kenyan market. This fund is recommended for the low-risk investor who prefers stability and security, and is especially ideal during times of stock market turbulence.
Features:
- No joining fee.
- Interest is calculated on a daily basis, and credited to the client’s account monthly.
- Option of reinvested into the fund to maximize
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Equity FundRead More
Equity Fund
Our Equity Fund is one of the easiest ways of having a professionally-managed stock portfolio. It invests in carefully selected shares and stocks listed on the Nairobi Stock Exchange. This fund is suitable for investors who are seeking long-term growth through dividends and capital gains from the investments.
Features:
- Returns consisting of dividend and capital appreciation.
- Returns are distributed twice a year in June and December.
- Option of
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Dollar Investment FundRead More
Dollar Investment Fund
The CBA Dollar Investment Fund (CBA-DIF) is a unique investment solution offering both a competitive return and capital protection to both individuals and corporates willing to make consistent and periodic investments in a collective pool.
Benefits of investing in the Fund:
- Highly competitive and guaranteed return
- Capital protection of invested funds
- No management fees or standing order instructions from your CBA current account
- Convenient
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CBA InvestRead More
CBA Invest
This is a customized investment solution offered specifically to CBA’s Private Banking Clients across East Africa. It provides access to both listed equity and debt instruments through professionally structured and tailor-made investment portfolios. Minimum Investment Amount: KES 10 Million. The product comes in a choice of 3 portfolios that address different risk-return profiles.
Minimum Investment
KES 10 Million or Foreign currency Equivalent
CBA Invest Portfolio
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CBA WealthRead More
CBA Wealth
CBA Wealth is a premier investment solution offered by the CBA Group to High Net Worth Individuals and select corporate entities across East Africa and beyond. It provides access to both private and public, on-shore and off-shore investment instruments and unique investment opportunities through professionally structured and bespoke investment portfolios. Through the CBA Wealth investment solution, Investors will have the rare opportunity to own an investment portfolio that meets their unique
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Investment Advisory ServicesRead More
Investment Advisory Services
These services include all or part of the following services to relevant institutions; Investment policy drafting and revision, periodical portfolio performance reviews & measurement, counter-parties reviews and selection, screening of unique investment opportunities, portfolio restructuring to meet specific objectives and offshore tax efficient investment vehicles or Trust set-up and registration.