Personal Products

DOMESTIC PACKAGE INSURANCE

This is a comprehensive, tailor made and affordable package that enables home owners & tenants enjoy the benefits of several insurances in a single package. The policy is subject to the terms and conditions as per the policy and is offered based upon the fact that the buildings are occupied solely as private dwelling houses.

  1. BUILDINGS : Covers building against loss resulting from fire lightning, earthquake, storm, flood, burglary, accidental impact to the building, bursting or overflowing of water tanks, escape of water from storage facilities, falling trees, riot and strike, explosion from domestic gas cylinders, impact from aircrafts or other aerial devices.
  2. CONTENTS OF ALL DESCRIPTION : The policy will provide insurance against loss or damage to furniture, electronics, cutlery, crockery and all other contents of all description against losses resulting from the perils in (buildings) above.
  3. COVER FOR PERSONAL ITEMS-ALL RISK: This part will provide cover for loss or damage to the following specified personal effects against all risks unless specifically excluded.
    • Cameras, Mobile phones, Laptops, Jewelry, Spectacles, tablets/Ipads, Led and Plasma TV’s, Hearing aids
    • Electrical installations e.g. Dstv, alarm systems etc.
  4. DOMESTIC EMPLOYEES-WIBA Act 2007: This will provide cover against legal liability to you as the employer under the Work Injury Benefits Act (WIBA). The cover available is for:
    • Accidental death or bodily injury in the course of duty
    • Medical expenses
    • Funeral expenses.
  5. THIRD PARTY LIABILITIES: This will provide cover for legal liability that may arise from accidental bodily injury or damage to property in connection with the owner-ship and /or occupation or the residence by the insured or his household.