CBA has put together a thorough personal banking product suite specifically designed to make your day-to-day banking a pleasure. We provide solutions to your everyday money management needs as well as expert financial advice.
We offer some of the best rates on loans, debit card and credit card facilities and are constantly researching our markets find out how we can improve our product offerings.
Everything we do is focused around giving you time for more of the things that matter most to you. It’s this time for more ethos that drives us to continually improve our services by adapting them to your changing needs.
- Lending Solutions
Term Loans & Trade FinancingRead More
Term Loans & Trade Financing
These are short and medium term loans with tenors of 1 to 5 years which are advanced to CBA clients to enable them make short (0 to 12 months), medium and long (2 to 5 Years) term investments in their businesses; this can be for working capital, expansion of fixed assets, re-stocking, settling of business obligations among others.
This facility suits large scale corporate and SME businesses in areas of manufacturing, real estate, education, telecommunication and ICT, manufacturing,
Motor LoanRead More
To enable customers acquire motor vehicle for personal use with the underlying vehicle being taken as the security to the facility unlike under traditional term loan which requires the customer to provide the bank with alternative security namely legal charge over land & property or debentures over various assets. Qualifying assets include Saloon Cars, Station Wagons, Double Cab Pick-ups and customers will be required to contribute a minimum of 10% for brand new vehicles and 20% for used
Vehicle and Asset FinancingRead More
Vehicle and Asset Financing
VEHICLE AND ASSET FINANCE
VAF is a product that offers facilities that enable our customers finance assets with the underlying asset being taken as the security to the facility. Qualifying assets include movable and non-movable assets financed both in Uganda Shillings and Foreign currency.
Qualifying facilities include but not limited to;
Motor Vehicles, Motor Bicycle, Office Equipment (Photocopiers, Printers, Scanners & Shredders, Computers),
Personal MortgageRead More
This facility allows you to purchase residential properties and can access up to 80% finance to achieve this dream. This facility has a maximum repayment period of 25years and affordable interest rates. Properties financed under this product should be within the radius of 20KM from Kampala city center and Entebbe municipality.
Features and benefits
- Minimum Amount you can borrow Ugx. 30Mn
- Maximum Amount you can borrow is pegged to customer’s
Personal Unsecured & Secured LoanRead More
Personal Unsecured & Secured Loan
This facility provides you with income to meet your personal obligations other than salary. A maximum of Ugx 120 million – can be accessed for this loan and its payable within a period of 60 months. Salaried customers working for companies that have signed check off Scheme with CBA are legible for an unsecured facility.
- An application form completed and signed by the customer
- Proof of income (At least three recent certified
Personal OverdraftRead More
If you’re looking for a flexible and instant line of credit that allows you to overdraw your account without a penalty, our Personal Overdraft service is perfect for you. This option is a lifesaver at times when your income just isn’t enough to pay the bills. The overdraft is linked to your CBA current account and will give you access to cash when you need it most.
- We only charge interest on the amount drawn
- Loan protection insurance to cover
Loan CalculatorRead More
Find out how much your loan will cost monthly with CBA’s loan calculator. Our easy-to-use loan calculator helps you work out your monthly repayments for easy financial planning. Simply enter the relevant numbers below to get an approximate repayment amount for any loan.
- Transanction Solutions
Platinum Current AccountRead More
Platinum Current Account
This is a transactional account offered under CBA platinum proposition that facilitates access to cash and also provides customers with channels to send money to other parties. The account offers cheque books, standing orders, direct debits, Internet banking, mobile banking and Visa Credit & debit card facilities. It will also allow borrowing via overdrafts. This account offers you two tariff options;
Pay as You Go
- Opening balance UGX 200,000
CBA Youth Account – BeMoreRead More
CBA Youth Account – BeMore
The target groups are youthful customers who are either students or graduates that are recently employed or self-employed. They are above 18-30 years old.
Features and benefits
- Account opening balance – UGX 50,000
- Minimum operating balance- UGX 50,000
- No monthly ledger fees
- Subsidized incoming funds transfer
- Free uniquely branded International Visa debit and Interswitch card issued
- Free counter deposit
CBA Salary AccountRead More
CBA Salary Account
The CBA salary account allows employees streamline their salary payments from their home or work place through CBA@Work. CBA@Work offers you additional features like a dedicated relationship manager, an additional savings account, investment advise and various subsidised loan products to suit your personal needs.
Features and benefits:
- Account opening balance – UGX 50,000
- Account available in UGX and multiple FCY
- No monthly ledger
Our card is not just an ATM card. It is also the key to your current account[s], anytime, anywhere. You can use it to pay for goods and services at any Visa merchant worldwide, making your everyday spending simple and convenient. You don’t need to carry cash or use cheques anymore.
Features and Benefits:
- No charge on all merchant (POS) and online payments transactions
- Accepted at more than 24 million locations in over 70 countries worldwide
Freedom AccountRead More
The Freedom Account is a perfect fit for those who need quick and easy access to their funds at all times. It provides extensive banking solutions that are free of the common restrictions of regular transactional services.
- A dedicated Account Relationship Manager
- The account is available in Uganda Shillings and in designated foreign currencies
- Access via our internet banking through cba@net
- Access to your funds from 600,000
Personal Current AccountRead More
Personal Current Account
This is a transactional account that facilitates access to cash and also provides customers with channels to send money to other Parties. The account offers cheque books, standing orders, direct debits, Internet banking, mobile banking and Visa Credit & debit. This account offers you two tariff options;
Pay as you transact
- Opening balance UGX 100,000, USD 500, GBP, 500, Euro 500 and KShs. 5,000
- Minimum operating balance: Nil
- Investment Solutions
Prosper Savings AccountRead More
Prosper Savings Account
The account allows you to build savings for personal needs while ensuring accessibility to the funds if need arises.
Features & Benefits:
- Account opening balance and minimum operating balance- UGX 50,000
- Tiered credit interest payable Quarterly
- Free monthly statements
- Free internal standing orders
- Access the world with the CBA international Visa debit card with an Interswitch function.
- Access to
Term DepositsRead More
Our CBA Deposit Accounts are designed to offer maximum return on investment. They offer flexible investment periods with interest that is paid upon maturity or at predetermined times of the year. We give you the choice of investing in both local and designated foreign currencies.
Two investment options:
The Call Deposit Account is ideal for the saver who wants to earn high interest over a short term and still have funds to use as needed. With the Call Deposit you may
Prosaver is a savings product designed to cater for CBAs platinum customers who want to build their savings and earn competitive returns. The account allows you to build savings to cater for personal while ensuring easy accessibility to the funds when need be.
Features & Benefits:
- Opening and Minimum operating balance of UGX 500,000
- Minimum interest earning balance of UGX 500,000
- Free personal accident cover for balances