Business Banking
Business Banking
Business Banking
Diaspora Banking

Personal Secured Loan

When finances are putting a tight leash on your plans, CBA secured personal loans are just what you need. Our personal loans are just what you need. Whether you want to buy something or need a little help with paying your bills - we give you access to the funds you want. And you decide what to do with the money you get! The following items are acceptable as security;

  • Cash Deposits (KSH, USD, EURO, GBP)
  • Treasury bills & bonds
  • Money Market funds
  • Equity funds
  • Shares


  • Borrow up to 90% of value of KShs. cash deposit, Treasury Bills and Money market funds
  • Borrow up to 80% of value of Foreign Currency cash deposit
  • Borrow up to 50% of current value of Shares & Equity funds
  • Loan Protection Insurance
  • Application process is short and simple
  • Minimum loan amount KShs. 50,000/-
  • Interest is charged on a reducing balance basis
  • Maximum repayment period up to 72 months

*Foreign currency loans are subject to foreign currency exchange movements

Apply for a Personal Secured Loan

  1. A duly filled and Signed Personal Loan application and Insurance forms
  2. Provide proof of a valid work permit or residency permit
  3. Provide proof of current residential address
  4. Provide a copy of your KRA Pin Certificate
  5. Provide 6 months’ payslips – notarized by a registered notary public
  6. Provide 6 months bank statements where salary is credited - notarized by a registered notary public

A Letter of introduction from employer providing your designation, remuneration, terms of employment (contract/permanent), allowances (where applicable) and retirement age (where applicable).

NB: Identification and supporting documents must be Notarized by a registered notary or certified by your banker or certified by an authorised official of the Kenyan Embassy. The Notary information or stamps should be clear and legible.