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Personal Banking

Optimum Account

If you’re looking to grow your money in a savings account that provides competitive interest rates, this is the right account for you. It allows you to store your cash away while still providing access to it for emergencies no more than four times a year. This is often the perfect solution for those who want to grow their savings without locking it away completely.  


  • Ability to save and invest at same time
  • Free incoming transfers
  • Competitive interest rates
  • Interest to be paid each quarter
  • Account can be opened by more than one person
  • Create savings for school fees, holidays or whatever the need


  • Minimum operating balance of TZS 200,000
  • The account does not attract monthly charges
  • The account allows four maximum withdrawals a year
  • Available in both local and foreign currency


  • Duly completed and signed application form
  • Original and certified ID or a valid passport and TIN Number
  • Two recent passport-sized photographs
  • Letter of introduction from your employer, one referee who has been a CBA account holder for at least six months and/or a bank reference