- Asset FinanceRead More
Our asset finance loan facility is designed to enable you to acquire moveable assets with ease. With this product, you can acquire an asset and use it as security for the facility. This product targets corporate customers, institutional customers, SME customers and individuals.
Our documentation is simple, straightforward and there are no hidden costs. The level of finance we grant allows you or your business to continue operation unhindered. In most cases this product will allow you
- PesaLinkRead More
What is PesaLink?
PesaLink is an easy, affordable and instant bank to bank money transfer that enables customers to send from as low as 10/= to as much as 999, 999/=. It is
- E-ChannelsRead More
With CBA Internet Banking you can transform your home or office computer into a complete personal financial management centre. To deliver on this, we have developed a secure, fully transactional, Internet-based banking platform. Click here for more.
Our mobile banking platform ensures that you can access our services from the comfort of your
- Supply Chain FinanceRead More
Supply Chain Finance
CBA recognizes the need to encourage synergies along our customer’s value chain. It is for this reason that the Bank has developed tailor made funding solutions through our Supplier Finance Product. These solutions are designed to enable customers to benefit from improved working capital and liquidity managements along their value chain.
Our Supplier Finance solutions include:
- Invoice discounting
- Reverse Factoring
- Local Purchase Order or Contract
- Star Business AccountRead More
Star Business Account
The CBA Star Business Account offers a range of benefits that are designed to help your business grow. It’s the complete package for aspiring businesses.
It allows you to transact in a way that is most convenient for you. From branch banking to advanced electronic channels the Star Business Account makes deposits, withdrawals, and payments easier. It enables you to keep accurate banking records, which in turn helps you build a solid banking relationship. This helps you focus on
- Kiota Business AccountRead More
Kiota Business Account
Run your business hassle free without worrying about banking charges. Open a Kiota Business Account and watch your business grow. This account is suitable for businesses that require constant financial updates to determine their banking costs upfront.
What the CBA Kiota Business Account offers.
- Minimum account opening balance of KES 2,000.
- Minimum operating balance of KES 0.
- Ledger fees (KES 1,000) covering:
- Unlimited cheque
- Seed Business AccountRead More
Seed Business Account
This is an account tailored for the go-getter, who sees opportunity and starts a business as a result. The CBA Seed Business Current Account offers dreamers the opportunity to make their dreams of running a business a reality. The account offers entrepreneurs friendly savings and loan benefits. The low opening balance and a free savings pocket makes establishing a business easier and gives first time business owners the opportunity to start and run their business efficiently.
- Business FCY AccountRead More
Business FCY Account
If your business regularly handles foreign currency then this is the account for you. Whether receiving or making payment in foreign currencies the FCY account will take away the pain of currency fluctuation. The Business FCY Account offers you a quick, easy, reliable platform, anywhere, anytime, and takes care of the currency fluctuation for you.
What the CBA Business FCY Account offers
- Your account can be denominated in all major foreign currencies.
- Business Savings AccountRead More
Business Savings Account
The Business Savings Account targets customers who would prefer to hold funds for extended periods of time.
- Zero Account Maintenance Fees
- Free cash deposits
- Free monthly E-statements
- Unlimited deposits
- Competitive interest paid on deposits pegged at market rates
- Zero Monthly Ledger Fees
- Minimum account opening balance of KES 10,000
- Interest earning balance KES 10,000
- Working Capital FinanceRead More
Working Capital Finance
CBA’s Working Capital Finance product provides a flexible solution to business finance that caters to the seasonable business demand fluctuations of your industry.
We offer the following products tailored to meet the short-term funding needs of any business:
- Invoice discounting and financing
- Local Purchase Order (LPO) financing
Your choice of product and level of borrowing is flexible and can be adapted to the cashflow
- Term LoansRead More
Our term loans are designed by carefully analysing your sales figures over the previous years to develop an ideal solution. Our corporate finance specialists can advise you on the safest, most responsible and effective loan amounts and durations based on these figures.
If you are looking to make a short, medium or long-term investment in your business, we have a variety of solutions for you. These include:
- Project finance
- Real estate development finance
- Insurance Premium FinancingRead More
Insurance Premium Financing
Overburdened by a hefty insurance bill? Are your insurance premiums weighing you down? With easy instalments and quick processing, our Premium Financing can take the load off. We simply give you loan against your insurance premium bills and pay the proceeds directly to your insurer. This way if you ever lose your business or your job, you don’t risk losing everything else at the same time.
Features and Benefits
- The minimum qualifying premium amount is KShs. 25,000
- Land Purchase FinanceRead More
Land Purchase Finance
Land Purchase Finance allows you to buy undeveloped property designated for commercial or residential use in Nairobi, Mombasa and other major towns countrywide.
What the CBA Land Purchase Finance offers you.
- Purchasing land for residential or commercial development.
- Minimum loan of KES 500 000.
- Maximum loan is KES 30M.
- Business Loan Secured by LandRead More
Business Loan Secured by Land
Purpose of Loan
- Capital expenditure, investment or working capital.
- Minimum loan of KES 100 000.
- Maximum loan is KES 5 000 000.
Fortnightly or monthly.
Nairobi and surrounding areas: Ngong, Kiserian,Ongata Rongai, Athi River, Kikuyu, Dagoreti, Ruiru,
- Shares Secured Business LoanRead More
Shares Secured Business Loan
You can now borrow funds secured by your shares portfolio with a CBA Share Secured Business Loan. Enjoy greater purchasing power, better cash flow and more flexibility to trade by simultaneously managing your own share investment portfolio and getting cash against those same shares.
What the CBA Shares Secured Business Loan offers.
- Capital expenditure, investment or working capital.
- Minimum loan of
- Safe Deposit LockerRead More
Safe Deposit Locker
CBA’s Safe Deposit Locker is one of the most secure places to store your valuables. Our storage facilities provide a simple, reliable, convenient way to safely store your valuable documents and articles. We ensure maximum privacy when you are accessing your valuables so that nobody other than you ever comes into contact with them.
Our Safe Deposit Lockers can be operated by up to two people including an authorized agent, and are available in different sizes, small, medium and large
- Key Facts DocumentRead More
- Key Facts DocumentRead More
- Liquidity Management SolutionRead More
Liquidity Management Solution
Cash pooling is important to a company’s financial management strategy. It allows businesses to maximise on both their current credit and debit positions to receive the greatest benefits. The most popular approach to cash pooling is the concentration of cash into one central account. The company maintains enough money in a current account to cover working capital requirements, with all excess funds moved to an interest earning account. This way the business generates
- Term DepositsRead More
Our CBA Deposit Accounts are designed to offer maximum return on investment. They offer flexible investment periods with interest that is paid upon maturity or at predetermined times of the year. We give you the choice of investing in both local and designated foreign currencies.
Two investment options
The Call Deposit Account is ideal for the saver who wants to earn high interest over a short term and still have funds to use as needed. With the Call Deposit you may invest
- Unit TrustRead More
We offer solutions for our customers who are seeking investment options beyond the normal placement of deposits at a bank. If you are considering investing in this way our Money Market Fund and or Equity Fund investment options can be tailored to meet your needs.
A unit trust is a great way to dramatically increase your wealth. It is an investment that pools its members’ savings together to provide a greater return on investment for the overall group. Fund Managers invest the
- Collection SolutionsRead More
KRA iTax Payments
CBA is a KRA appointed agent for purposes of tax remittance. Our online banking platform is customized to facilitate tax payment that makes the process easy, fast and error free. All tax payments done through CBA are updated onto KRA system on a real time basis.
Mobile Collections (CBA Paybill and Till Solutions)
We have partnered with mobile network operators to allow instant receipt funds directly into your bank account from a payer’s mobile money
- Payment SolutionsRead More
CBA’s Internet Banking solution is a secure system designed to effect all your payments online. These payment types include:
- Internal Transfers
- Local transfer
- International transfers
- Bankers cheques
- Mobile transfers (to M-Pesa, Airtel Money, M-Shwari ,Yu, Orange Money)
- Tax Payments
The system allows you to make your transactions both as single payments and batch payments,
- Internet BankingRead More
With CBA Internet Banking you can transform your home or office computer into a complete personal financial management centre. To deliver on this, we have developed a secure, fully transactional, Internet-based banking platform.
This gives you the freedom to access your accounts and transact at your convenience. All you need is a stable Internet connection.
What services can you access on CBA Internet Banking?
- Business Visa Credit CardsRead More
Business Visa Credit Cards
Silver Business Cards
The CBA Silver Business Card is best suited to corporate organisations, small businesses, institutions and entrepreneurs. This card offers practical benefits when it comes to expense management and accounting. It provides convenient access to instant credit whilst simplifying book-keeping. All of this helps you stay on top of your financials and maintain complete control of your business expenses in every situation.
- Accepted at more
- Stock LoansRead More
In line with our commitment to our customers and the growth of their businesses, we have designed a custom-made product for motor vehicle, electrical and hardware traders.
What the CBA Stock Loans offer you.
Purpose of loan
- Purchase of stock.
- Minimum- KES 300 000.
- Maximum- KES 1M.
- Maximum of 12 months.
- Fortnightly or
- Auto Equity LoanRead More
Auto Equity Loan
CBA Auto Equity Loan will help you get the cash you need quickly without you having to sell your vehicle. You can now borrow as little as KES 100 000 and pay back conveniently in personalised scheduled installments without requiring a lump sum pay-off.
What the CBA Auto Equity Loan offers you.
- Capital expenditure or working capital.
- Minimum loan
- Bid BondRead More
What is a bid bond?
A bid bond or tender security is a requirement during the tendering process and is presented to the procuring entity as an assurance of capability during the selection process. It guarantees financial compensation from the bank should the bidder not comply with his obligations.
At CBA, we offer you flexible terms to help you get this vital document in the form of unsecured Bid Bonds.
What the CBA Bid Bond
- Commonly Asked QuestionsRead More
Commonly Asked Questions
- Why should I choose CBA Bank for SME banking?
Our highly qualified SME team understands and aspires to deliver not just exceptional service but a relationship of a lifetime that is at the heart of CBA SME Banking. You will also get to experience the 5 Star service of the bank.
- How do I begin banking with CBA Bank?
Open one of the CBA Business current Accounts. We offer a wide range of contemporary business accounts that provide a
- Why should I choose CBA Bank for SME banking?
- Trade FinanceRead More
Doing business internationally can often be complicated, frustrating and risky if you don’t have the right systems in place. That’s where we come in. We offer innovative and flexible solutions that aim to facilitate international trade and minimise risks, ensuring that your international transactions go through quickly and without a hitch.
We have a highly specialised team of experienced, dedicated and knowledgeable trade finance experts who are able to give you all the advice