CBA Property Financing

CBA has put together a thorough personal banking product suite specifically designed to make your day-to-day banking a pleasure. We provide solutions to your everyday money management needs as well as expert financial advice.

We offer some of the best rates on loans, debit card and credit card facilities and are constantly researching our markets find out how we can improve our product offerings.

Everything we do is focused around giving you time for more of the things that matter most to you. It’s this time for more ethos that drives us to continually improve our services by adapting them to your changing needs.

  • Home LoanRead More

    Home Loan

    This is to cater for the sales price plus part of the closing cost i.e. Stamp duty and legal fees to facilitate home ownership.

    Benefits

    • Flexible repayment terms
    • Joint mortgages allowed.
    • Free cover limits up to Kes.20M without need for medical checkup,
    • Competitive Interest rates
    • Access to all other CBA banking products

    Features

  • Equity Release and or Take overRead More

    Equity Release and or Take over

    Take out a top-up loan against your mortgage for quick financing when unforeseen emergencies strike.

    This is to all customers who currently have a title deed that is charged to a bank and the property value is currently higher than the outstanding loan balance.

    One may also be having an alternative title which is free of any charge and he would like to use it as collateral.

    Features

    • Loan tenure – up to 25 years in local currency.
    • <

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  • Construction LoanRead More

    Construction Loan

    Financing for individuals looking to construct income-generating housing.

    Features

    • Loan tenure – up to 25 years in local currency.
    • Construction period – up to 9 months
    • Facility fees- 1%
    • Debt to Income Ratio : Not exceeding 60% of Net Salary
    • Minimum loan amount : KShs 5 million
    • Free cover limit: loan amount of KShs 20 million and below
    • Interest rates: Pegged to CBR for local currency
    • Read More

  • 105OYOHRead More

    105OYOH

    This is to cater for the sales price plus part of the closing cost i.e. Stamp duty and legal fees to facilitate home ownership.

    Benefits

    • Flexible repayment terms
    • Joint mortgages allowed.
    • Free cover limits up to Kes.20M without need for medical checkup,
    • Competitive Interest rates
    • Access to all other CBA banking products

    Features

  • Scheme Mortgage OffersRead More

    Scheme Mortgage Offers

    We offer discounted loans for organizations whose employees or members wish to purchase or construct a home.

    Features

    • Loan tenure – up to 25 years.
    • Facility fees- 1%
    • Debt to Income Ratio : Not exceeding 60% of Net Salary
    • Minimum loan amount : KShs 1 million
    • Interest rates: Pegged to CBR for local currency

    Benefits

    • Loan financing of up to 105% value of property with a

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  • Diaspora Mortgage OfferRead More

    Diaspora Mortgage Offer

    This is aimed at helping Kenyans living abroad to get the best mortgage solution back at home for residential or commercial purposes. The offer is in either of the following currencies; Kenya shillings, Sterling pound, US dollar or Euros.

    Features

    • Loan tenure – up to 25 years in Local currency.
    • Loan tenure – up to 10 years in FCY
    • Facility fees- 1%
    • Facility fees – FCY 1.5%
    • Debt to Income Ratio : Not exceeding

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  • Plot Purchase LoanRead More

    Plot Purchase Loan

    A plot purchase is the first step to building your dream home.

    Features

    • Loan tenure – up to 5 years.
    • Facility fees- 1%
    • Debt to Income Ratio : Not exceed 50% of Net Income
    • Minimum loan amount : KShs 500,000
    • maximum amount: Based on ability to pay
    • Interest rates: Pegged to CBR for local currency

    Benefits

    • Flexible repayment terms
    • When assessing

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  • CBA Property PortalRead More

    CBA Property Portal

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  • Property Finance Alliance PartnersRead More

    Property Finance Alliance Partners

    Property Finance E-catalogue

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